Expert Reserve Services, Inc

Reserve A Consultation


With over 25 years of experience with reserve studies, milestones, and insurance appraisal, we service condominium associations, homeowner associations, businesses, clubs, and organizations. Let a team of experts and quality customer service provide you with solutions and strategies you are looking for.

The Reserve Study, Milestone, & Insurance Appraisal Experts!

Condominium Associations

Condominium Associations

Homeowners Associations

Homeowners Associations



Country Club | Golf Courses

Country Club | Golf Courses

Hotels | Motels

Hotels | Motels



Expert News

New Portal for Structural Integrity Reserve Study Submission

We are pleased to inform you that the Florida Department of Business and Professional Regulation (DBPR) has officially launched its portal for the submission of the Structural Integrity Reserve Study. This portal, created as part of HB1021, became operational on July 1st, 2024. 


To comply with the new regulations, you are required to submit your finalized Structural Integrity Reserve Study through this portal. Please contact to receive the link to the submission portal.

Structural Integrity Reserve Study

How to make sure your association is in compliance
with Senate Bill 4-D.

Fannie Mae and Freddie Mac: New Lender Requirements Take Effect

In July, Fannie Mae and Freddie Mac released updates to project eligibility standards for condominiums and housing cooperatives. The changes officially went into effect on Sept. 18, 2023. 

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Clients & Affiliations

Raving Fans


We hired a local appraisal company to conduct a ‘Replacement Cost Valuation’ on our resort. It took them over 3 weeks...

Mike Simpson Banana Bay Resort, Key West

I am an independent insurance agent insuring all types of commercial property and have been doing business with Expert Inspectors…

Paul William DiFerdinand Insurance Producer of Town & Country Insurance Agency, Inc.

Expert Inspectors provide their customers with outstanding customer service, honesty, and great prices for the services of the …

Autumn Scarsella Commercial Account Manager - Smith & Associates Insurance

We are a 40 building apartment community located in Ft. Lauderdale, F. The insurance carrier that was covering our buildings…

Regal Trace Apartments Ft. Lauderdale, FL

One of the more established RCV production valuation companies we worked with recently had under-insured one of our insured's…

Mike Mort Insurance Office of America (IOA)