Expert Reserve Services, Inc


Expert Reserve Services

Expert Reserve Services have a total of over 25 years’ experience serving the reserve study and insurance appraisal needs of Condominium & Homeowner associations. We have also can count literally thousands of churches, country clubs, commercial buildings and private residences among our customers.
We are family owned & operated – no large unfeeling corporate giant here. Furthermore, we pride ourselves on offering our clients the professional personal service that they deserve.

Meet The Founders


Dave began conducting insurance appraisals in 2002 for condominium & homeowner associations. He also has experience in all types of commercial buildings, hotels, museums, luxury homes and even buildings on the Historic Registry. Over the years, Dave has conducted over 10,000 replacement cost valuations.

Dave is a former Florida licensed All-Lines Insurance Adjuster with the Professional Property Insurance Adjuster (PPIA) designation and a Certified Replacement Valuation Specialist (CRVS) as well as a Florida State certified continuing education provider.


Anastasia oversees all our reserve study inspections, processing, and reports. Anastasia is meticulous about working closely with clients, creating a reserve study that is not only functional, but also one that can work into budgets.
She has achieved the coveted PRA (Professional Reserve Analyst) designation from the Association of Reserve Analysts. She is a certified Reserve Study Specialist (RSS), a Florida Licensed Community Association Manager (CAM) and a Florida State certified continuing education provider.